Why Millennials and Gen Z are Moving Away from Stock Market Investments
Managing Partner at Cloud Equity Group, a New York-based asset management firm focused on investments in tech-enabled business service providers. Americans have faced numerous challenges recently. We’ve endured the fear, isolation, and loss of more than 1 million friends and family members due to COVID-19, the collapse of digital asset markets, the impact of climate …. Read More
How Millennials View Wealth: Financial Perspectives of a New Generation
From short-term objectives to technology’s impact, Millennials have various factors to consider when planning their financial futures. In a world dominated by high-speed internet and quick access to information, Millennials also expect their investment details to be readily available. One-click access to online banking is standard for younger people, extending to their investment accounts, says …. Read More
How to Start a Small Business as a Gen Z Entrepreneur
People of every generation view the next with a mix of skepticism, criticism, admiration, and confusion. This is a natural human reaction and should come as no surprise. The events and experiences shaping each generation influence their collective attitudes and behaviors. These generational expectations and approaches to work and careers are key examples. For instance, …. Read More
The Emergence of Generation Startup: Meet Gen Z
Gen Z is poised to drive the next wave of small businesses, with nearly half (49%) of those under 25 expressing a desire to start their own company. New research by Adobe shows that almost two-thirds (64%) of Gen Z plan to start a business in the next three years, reinforcing their reputation as a …. Read More
Top Business Ideas for Gen Z Entrepreneurs
The entrepreneurial spirit is thriving in the 21st century, and no generation embodies this spirit more than Gen Z. Born between the mid-1990s and the early 2010s, Gen Z is known for being tech-savvy, innovative, and eager to make a positive impact on the world. With technology at their fingertips, Gen Z is uniquely positioned …. Read More
Innovative Business Ideas for Gen Z Entrepreneurs
Generation Z, born between the late 1990s and early 2010s, is stepping into the business world with fresh values and perspectives. Unlike previous generations, Gen Z has grown up in a digital-first environment, shaped by the internet, social media, and rapid technological advancements. As they venture into entrepreneurship, their ideas are not only innovative but …. Read More
Gen Z Financial Mindset: Building Financial Knowledge for Future Leaders
In today’s fast-changing economic landscape, Generation Z stands on the brink of a new financial era, characterized by unique challenges and opportunities. This generation, true digital natives, navigates a financial environment unlike any encountered by previous generations. With high inflation, rising college costs, and a competitive job market, Gen Z’s approach to money management, saving, …. Read More
Gen Z and Money: Embracing Technology, Seeking Stability, and Enhancing Financial Knowledge
The future of finance is being shaped by a generation that has always had access to smartphones and high-speed internet. For Generation Z, digital tools are not just convenient but integral to their daily lives. This is particularly evident in how they manage their finances. I recently attended Money 20/20 Asia in Bangkok, where one …. Read More
Financial Freedom vs Financial Independence: Essential Insights for Gen Z
Gen Z, born between the mid-1990s and early 2010s, is stepping into adulthood. Unfortunately, many in this generation face significant financial challenges, including heavy student loan debt and a high cost of living due to inflation, which makes achieving long-term stability difficult. One proposed solution to these concerns is attaining financial freedom or financial independence. …. Read More
Understanding Gen Z’s Financial Literacy and Habits: What Your Bank Needs to Know
Generation Z, born after 1995, is the first generation to grow up with computers, smartphones, and the Internet. While Millennials have been the focus for some time, the oldest members of Gen Z are now reaching college age. Understanding their approach to money and their financial literacy is essential for banks that want to connect …. Read More










