In personal finance, small daily habits can lead to big savings over time.

While most people focus on budgeting and cutting back on spending, there are other helpful but often overlooked ways to save money.

These habits might not be common, but they can make a real difference to your financial situation.

Here are five simple ways to save money that you may not have tried yet.

Round Up
How rounding up your spending can help you save
One easy way to save money without feeling the pinch is by rounding up your purchases.

Each time you buy something, round the cost to the nearest higher whole number and save the extra amount.

For example, if you spend ₹900, round it up to ₹1,000 and put the ₹100 difference into a savings account.

Over time, these small amounts can grow into a large sum without needing major changes to your lifestyle.

Cash Days
Choose certain days to use only cash
Pick a few days each week or month when you will only spend cash instead of using cards or digital payments.

This habit helps you think more about what you’re spending and makes it easier to control your expenses.

Handling cash makes you more aware of how much you’re spending and can reduce the chances of buying things on impulse.

Auto Transfers
Make saving automatic with regular transfers
Set up automatic transfers from your main bank account to a savings account, either monthly or weekly.

This makes saving easier because you don’t have to remember or decide to do it every time you get paid.

Even transferring ₹500 regularly can add up over time and help build an emergency fund or savings for future goals.

No-Spend Challenge
Try no-spend periods to reset your habits
Take part in no-spend challenges where you avoid buying anything that isn’t necessary for a set time—this could be a few days or even a few weeks.

During this time, use what you already have at home instead of buying new things just because you want them.

This practice helps save money and also teaches you how to make the most of what you already own.

Loyalty Programs
Make the most of store rewards
Many stores offer loyalty programs that give discounts or reward points when you shop with them.

However, people often forget to join these programs or use the benefits, even if they shop at those stores regularly.

By signing up for loyalty programs where you usually shop and using them, you can get extra savings on things you already plan to buy.