Spending money on things you enjoy is fun. Saving money like a responsible adult? Not always. But whether you need to save for the short term or long term, cutting back your spending can be more enjoyable than you might think. It’s all about how you look at it.
Here are some fun and creative ways to save money, including old-fashioned tricks and playful challenges you can do with family and friends.
1. Take on a Pantry Challenge
Instead of making another trip to the store, check what you already have in your kitchen. The goal is to make meals for a week using just the food in your pantry and fridge. You might end up creating a new dish that becomes a favorite.
2. Host a Clothing Swap Party
Looking for a new outfit without spending money? Invite your friends over for a clothing swap. Everyone can bring clothes and accessories they no longer wear, and you can all go home with something new to you.
3. Make Your Own Coffee
Giving up your usual coffee shop visits won’t make you rich, but it can add up to extra money at the end of the month. Instead of buying coffee out, try making a great cup at home and perfecting your own recipe.
4. Turn Saving Into a Friendly Competition
Cutting back on spending isn’t always easy, but doing it with a friend can make it more fun. Challenge each other to see who can save the most in a weekend, a week, or even a whole month.
5. Fill Your Calendar With Free Events
Try cutting out your entertainment spending by planning only free activities. Look for free events in your town through local websites or community groups. You can also plan your own fun, like a picnic in the park using food from your pantry.
6. Try to Fix Things Before Replacing Them
You may have heard this tip from your parents or grandparents, but fixing things before buying new ones can save a lot of money. Make a list of things around the house that need repairs and work through them one at a time. You might even enjoy learning some new skills.
7. Freeze Your Credit Cards — For Real
It might sound old-fashioned, but if you’re tempted to use your credit card too often, consider freezing it — literally. Put your card in a cup of water and place it in the freezer. You’ll think twice before using it the next time you’re tempted to make an unnecessary purchase.
8. Plan a Relaxing Staycation
You don’t have to spend a lot to take a break. Your backyard can become your personal spa for the weekend. Sip on a homemade green juice, wear your bathrobe, and enjoy the sunshine. If you prefer staying indoors, take a long bath with candles and enjoy a quiet evening at home.
9. Review Your Bills and Subscriptions
Take a close look at your regular bills and subscriptions. See if there’s anything you can cancel or negotiate for a better deal. If you do cancel something, look for a free trial to replace it for a while — just be sure to cancel before the trial ends.
10. Try a Day Without Screens
Our phones and computers make it easy to spend money without thinking. Want takeout? Open an app. See something you like? Click and buy. To avoid spending, take a break from your screens for a day. It can feel good to get away from ads and instant shopping.
11. Go Looking for Free Samples
There are lots of free product samples out there. You might see them in stores, on social media, or on websites like PINCHme. Make it fun by seeing how many free samples you and your friends can collect together.
